Lesson 1:

New to Live Richer Challenge: The Fundamentals? Learn more about it HERE.

WEEK 1: Money Mindset

This Week’s Goal: To completely overhaul the way you think about your money by changing your Money Mindset.

Today’s Easy Financial Task: Identify, write down, and share your goals.

How to rock this task:

  • List no more than three of your personal financial goals
  • Be specific
  • Write down your goals & post them where you can see them daily
  • Share them (tell me, tell a friend…tell someone)

This week we’ll be focused on your Money Mindset. Remember, it doesn’t matter how much money you have or make if you aren’t capable of keeping it.

If you’re to be rich, it’s important that we get you thinking rich..

On the first day of our LIVE RICHER Challenge, I want you to identify your specific financial goals (Ex: “I want to save $2000 in four months”), write them down, place them somewhere you can see them daily, and share them with someone you trust.

Your goals should answer these three questions:

1) What? (Ex:. “I will save $1000”)

2) When? (Ex: “by March 1st”)

3) How? (Ex: “I will reduce my cable plan and bring my lunch to work instead of buying it.”)

If you’d like to maximize today’s task, my friend Tonya Rapley of MyFABFinance.com created a #TheFABLane Goal Action Sheet that you can download for free HERE.

Now is the time to pick an accountability partner(s). I suggest picking someone or organizing a group of people who want to do the Challenge as well. You can start by sharing your goals with your tweeps:

Today I will write down and share my financial goals. Day 1: #LIVERICHERChallenge

Don’t forget, I’m also a resource to you and have formed a group online where you can join a community of Dream Catchers who are all working toward similar goals. To send a request to be added to the private, Dream Catchers: LIVE RICHER group on Facebook, fill out a brief questionnaire HERE.

Back to today’s task….

This task is important because it will help you to define the steps you’ll need to take to accomplish your specific financial goals.

The why…

–   Identifying and writing down your goals will give them power.

–   Placing them somewhere visible will serve as a constant reminder.

–   Sharing them will help to hold you accountable.

Ready? Set? Go! Write them down and share, share, share! You can share your goals in the comments below too. I’d love to hear them.

I look forward to the next 35  frugal, fun days with you.

Live richer,


You can reach out to me here:

twitter: @thebudgetnista

instagram: @thebudgetnista

Facebook: The Budgetnista

Private Forum: Dream Catchers : LIVE RICHER

(If you’re new to the Dream Catchers: LIVE RICHER forum make sure to fill out the questionnaire HERE before requesting to join.)

Sidebar: Have you saved, printed & posted the LRC Calendar yet? It makes for an awesome checklist. Click on the picture, save & print it today.

Want the LIVE RICHER Challenge in book form? You can find it here: LIVE RICHER

Challenge Book.